Senior Specialist, Credit Risk Assurance

Permanent Full Time role in Risk and Governance.Located in London - Hybrid, Leeds - Hybrid.
Permanent Full Time
Risk and Governance
London - Hybrid, Leeds - Hybrid
502326 Apply now
Working at our iconic office in King’s Cross, London or Leeds and virtually via Microsoft TeamsYour new role at NewDayNewDay is a data-driven organisation who want to provide credit to customers who can afford it, inline with our Manifesto and purpose.As part of the Enterprise Risk Assurance team, you will bring the knowledge, skills and experience to enable them to provide assurance to the Risk Director, Chief Finance & Operations Officers, Credit Business CEO and the NewDay CEO, as well other relevant senior stakeholders. You will provide healthy challenge to the credit risk teams in relation to analysis, modelling and strategy plus consideration such as Consumer Duty. In recent years affordability has become as important in decision making as creditworthiness and as such we must ensure our credit risk strategies deliver the right outcomes for customers whilst delivering against commercial and credit appetite.Deliver credit risk assurance activity in line with the agreed programme of assurance testingWhere appropriate, partner with other enterprise risk assurance teams to deliver effective assurance across risk types at NewDayProvide SME insight and support on Credit risk within the Enterprise Risk Assurance TeamPlay a lead role in enhancing the tracking of actions raised from enterprise risk assurance testing to ensure findings from previous reviews are addressed within agreed timescales and provide MI to relevant business committeesDeputise for the Senior Manager, Enterprise Risk ManagerSupport various Assurance related projects and activities to enable the delivery of the wider objectives of the Enterprise Risk Assurance TeamShape, design and deliver assurance activityActing as a role model, represent the Enterprise Risk Assurance Team externallyWe need knowledge, experience + expertise in: Experience in credit risk or similar analytical roleHighly numerate and analytical backgroundA logical and methodical approach to problem solvingAble to work independently, with self motivation and a passion for dataStrong planning skills, with the ability to anticipate challengesExperience within a financial services organisation, ideally Consumer CreditProficient with all Microsoft Office productsAnd would love you to know or learn:Credit modelling and forecasting techniquesWorking understanding of decisions systems e.g. Provenir Experience with Credit Reference Agency (Credit Bureau) dataCoding experience (Preferably Python or SQL)Experience in Tableau or Power BI toolsIndustry knowledge, including open bankingStrong understanding of Risk & Control managementWhere next? Let’s talk about this role – Apply now or contact #####
with any queries.About NewDayWe help people move forward with credit and help our colleagues to move their careers forward too.We use our highly flexible, scalable, and multi-product digital credit engine to power over 120 million transactions every year. Our brands include Aqua, marbles, fluid and Bip. We partner with leading brands such as John Lewis, AO, Argos and DEKO.Over 5 million UK customers are supported by our award-winning customer service.At NewDay, we value all types of diversity. We’re an equal opportunity employer and believe that our differences create a vibrant, authentic working culture. We want all our colleagues to feel able to bring their whole selves to work. We don’t discriminate on the basis of age, physical or mental disability, gender reassignment, marriage and civil partnership, pregnancy and carer status, race (including colour, nationality, and ethnic or national origin), religion or belief, sex and sexual orientation. We make sure that every job is crafted to be inclusive and that people with disabilities or caring responsibilities can take part in the application and interview process. Tell us if you need accommodations: we’ll put reasonable adjustments in place to support you.We’re focused on what will drive impact in helping people move forward with credit. Our distinctive culture is geared to spark innovation and team working – with lots of open doors for development. Our customers can rely on us because we aim high, support each other, do the right thing and build for the future.We invest in our colleagues. On top of a strong market competitive salary, you get a bonus opportunity that matches the impact (delivery + values) you drive in your role. We also help you retire better with market leading pensions.At NewDay, #yourwellbeing matters: You get 26 days holiday and can buy up to 5 more after probation. Then you’ll get extra days as you build your career with us.NewWork, our flexible, hybrid working approach, helps you to manage your work/life balance - and even bolt on work time in other countries before or after your holiday. And when you’re in the office, you get free healthy breakfast, fresh juices, lunch, barista coffee etc.Our tax efficient green car and cycle to work schemes save you money (and help the planet).Ask your Talent Acquisition Partner to tell you more about any of our perks.We work with Textio to make our job design and hiring inclusive.Showing roles with
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