Senior Mortgage Underwriter

Job DescriptionMortgage Underwriter - Looking for candidates with 1st charge/2nd charge/BTL experience Location: Watford5 days office-basedSalary: Up to £40,000 + Private Health & Dental care + Pension Plan + Many moreRole Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.Enter and update borrower data in fusion lending platform.Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.Provide concise and accurate updates to brokers.Proactively chase brokers for outstanding requirements.Ensure all underwriting is in line with company policy and within regulation.Ensure that all cases are underwritten within the groups risk appetite.Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.Maintaining a pipeline of cases, overseeing cases from inception through to completion.Maintain broker relationships that are integral to the growth for WOSL.All work is to be carried out in accordance with the companies polices and procedures.Skills:Ability to work as part of a team.Pass internal competency tests post induction.High attention to detailGood written and verbal communication skillsAn understanding of FCA regulationsExperience in underwriting 1st and/or 2nd charge mortgage applicationsStaff BenefitsPrivate medical healthcare Dental plan Company pension Free eye testsAnnual leave purchase schemeExtra half day off for your birthday every yearDeath in service (Legal & General)Interest free season ticket loanCiti Park Interest free season pass loan.
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