Senior Credit Underwriter

A market leading company based in Maidenhead are looking for a Senior Credit Underwriter Analyst to join their growing team. This is a fantastic experience for someone with 2 years plus experience in Credit Control. The company has an amazing culture with fantastic offices, excellent benefits and incentives.
Responsibilities:
Report directly to credit manager and assist with the day-to-day management of a dedicated customer ledger.
Deliver timely credit decisions within stated credit parameters and own underwriting authority with the ability to provide commercially balanced recommendations
Make recommendations with supporting substantiated rationale on deals outside of own personal credit underwriting mandate
Obtain and analyse financial, risk and market information
Maintenance of credit processes to ensure integrity and accuracy of data
Communicate credit decisions and requirements in a clear and concise manner to other parts of the business
Keep up to date with market information to understand the implications this may have upon credit decisions and risks
Help develop and improve processes and controls by identifying areas of improvement and following through with recommendations to implementation
Requirements:
At least 3 years’ experience in a credit analyst role or similar
Proven analytical skills with ability to document findings and make recommendations
Strength of character to stand by decisions and explain to those less familiar with credit risk
Demonstrable ability to think around a subject, considering risk implications of our current policies and procedure
Ability to take calculated risks with favourable outcomes
Strong financial literacy and ability to interpret financial information from a credit-worthiness perspective
Contribution to development of credit policies & to business process improvement
Strong record of success in a fast-paced environment, with ability to manage own work and deadlines.
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