Senior Credit Risk Manager

Job DescriptionWe are excited to announce that due to internal career progression, we have a vacancy for a Senior Credit Risk Manager to join our Credit Risk team. To be successful in the Credit Risk Manager role you will have a strong commercial acumen with a demonstrable ability to adapt your style and messaging dependant on audience and setting. Day to day you will be responsible for controlling and analysing all areas of Retail and Wholesale risk, including structural, new business and accounting risk according to IFRS9 standards. Ensuring that reporting deadlines are met with accuracy and with relevance. Identifying potential risk and opportunities to Management, Head of Credit Risk and HQ when required. Supporting other areas of the business on Risk related subjects such as Pricing calculations and Residual Value (RV) settingWhat you will do:Manage the quality of the new business, ensuring the accepted risk is within budgetWorking with Finance and the Head of Credit Risk to deliver risk forecasts and budgets for both wholesale and retail activities with evidence.Support all Operational areas by ensuring the Risk team provide accurate and timely data and risk assumptionsManage, develop and motivate a team of analysts with a wide scope of functions ensuring good succession of experience is embedded into the teamComply with all relevant legislation at all times and guidance from the Regulators (FCA, PRA, ECB)What you will have: High level of commercial awareness and understanding of strategic direction of company and potential market and economic impacts on riskExpert level of Excel; preferably have knowledge of data management tools such as Alteryx or Power BIExcellent analytical and presentation skillsExperience in managing a team with a transversal working ethicHighly numerate with a logical and methodical approach; preferably with good degree in Mathematics or StatisticsWho is Mobilize Financial Services?We are the financial partner of Renault group brands and we also operate for Nissan and Mitsubishi. We aim to strengthen their profitable growth and reinforce customer satisfaction. We are a unique commercial brand to meet all customers car-related and mobility needs. As a partner who cares for all its customers, we build innovative financial services to create sustainable mobility for all.How We Support Your Development:At Mobilize Financial Services we believe in the power of continuous learning and personal growth. As we strive to cultivate a dynamic and innovative work environment, we recognise that investing in the development of our employees is paramount and everyone should have the opportunity and tools to thrive and reach their full potential. As a part of our team, you'll benefit from a variety of ongoing learning opportunities, including workshops, seminars, and online courses. Our mentorship program pairs employees with seasoned professionals who provide guidance tailored to individual career goals. Joining our supportive network means you'll be surrounded by colleagues dedicated to continuous improvement, fostering an environment where collaboration and growth thrive.Mobilize Financial Services is an equal opportunity employer and is committed to providing a workplace that is inclusive and accessible to all. Should you require any reasonable adjustments to participate in the recruitment process or as part of your role, please let us know. Our aim is to ensure that every candidate and employee has the support they need to thrive and contribute to the best of their ability.
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