Senior Bridging Finance Underwriter
Reporting to Head of Underwriting
Salary: �100k total package inc Salary & Bonuses
Location: Mayfair, London
5 days in the office
Key Responsibilities:
- Evaluate and underwrite bridging finance loan applications, assessing the creditworthiness of borrowers and the viability of proposed transactions.
- Conduct comprehensive risk assessments, analysing financial statements, credit reports, and collateral valuations to make informed lending decisions.
- Collaborate with the sales team and borrowers to gather necessary documentation and information, ensuring a smooth and efficient underwriting process.
- Structure loan terms and conditions in accordance with company policies, regulatory requirements, and risk management guidelines.
- Provide recommendations on loan approvals, declines, or modifications based on thorough analysis and risk assessment.
- Communicate effectively with internal stakeholders, including senior management, to present underwriting decisions and address any concerns or questions.
- Stay informed about market trends, regulatory changes, and industry best practices related to bridging finance underwriting.
- Mentor and provide guidance to junior underwriters, fostering a collaborative and supportive team environment.
Qualifications:
- 2-3 years of underwriting experience.
- Strong analytical and communication skills.
- Proficiency in underwriting software and MS Office Suite.
- Detail-oriented and able to manage multiple tasks efficiently.
Bridging Finance underwriting experience is essenti