Mortgage Underwriter

Mortgage Underwriter

Salary: Up to £45,000

Watford 

+ Private Medical & Dental Care + Pension Plan + Many more

This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very successful Residential team.

The Role for the buy to let underwriter:

Key Responsibilities:

·Manage a pipeline of Residential Mortgage loan cases and prioritise accordingly. Underwrite Residential loan applications within company lending criteria by making quality lending decisions.

·Be vigilant when working on cases and refer where necessary to the appropriate person.

·Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors.

·Maintain a high level of customer service with those internally and externally.

·Work closely with other departments within the company including sales, compliance, finance, and collections.

·Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.

·Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.

·Keep up to date with current best practice and regulatory requirements.

·Represent the company at events as required.

Key Competencies:

·Experience of underwriting Residential products ideally.

·The role is fully office based and offers a competitive salary and supporting package.

If you have experience within Residential mortgages as an underwriter wanting to find that next step within your career then please reach out and apply to this advert now,