Mortgage Underwriter

Mortgage Underwriter (1st ad 2nd charge)�

Location: Watford

5 days office-based

Salary: Up to �40,000 + Comprehensive Benefits Package

Role Responsibilities:

As a Mortgage Underwriter, your primary responsibility is to manage allocated cases from start to finish. This includes:

- Entering and updating borrower data in the Fusion lending platform.

- Ensuring accurate recording of all loan aspects on Fusion, adhering to underwriting guidelines.

- Assessing mortgage applications to ensure compliance with our underwriting criteria.

- Providing clear and timely updates to brokers.

- Proactively following up with brokers for any outstanding requirements.

- Ensuring all underwriting aligns with company policy and regulatory standards.

- Underwriting cases within the company's risk appetite.

- Cultivating positive relationships with third-party suppliers such as brokers and solicitors to facilitate smooth business operations.

- Managing a pipeline of cases from inception to completion.

- Nurturing broker relationships crucial to the growth of WOSL.

- Conducting all work in accordance with company policies and procedures.

Skills:

- Ability to collaborate effectively within a team environment.

- Successful completion of internal competency tests post-induction.

- Keen attention to detail.

- Strong written and verbal communication skills.

- Understanding of FCA regulations.

- Experience in underwriting 1st and/or 2nd charge mortgage applications.