Mortgage Processor

Job Title: Mortgage Processor

Location: Ipswich Hybrid WFH 1 day a week

Salary: Up to �29,000

Hours: Monday to Friday 9 am to 5:30 pm

Benefits:

• Company Pension Scheme
• Private Medical Insurance (if applicable)
• Voluntary additional life cover
• Critical Illness Cover
• Dental Insurance
• Medical Cash Plan
• Health Screening
• Motor Breakdown Cover
• Cycle to work scheme.
• Retail Vouchers
• Season Ticket Loans

About our Client:

Our client has been recognised a prestigious award-winning financial service that doesn't just support a diverse client base, they offer an empowering but driven learning culture to their employees, last year the company undertook over 58,000 hours of training by employees' enthusiasm to develop and progress their skills.

Our client values diversity not just as a checkbox but as an integral part of their success and pride themselves on maintaining a gender equality balance within the workplace. This creates an environment where talent and innovation flourish irrespective of gender.

About the Role:

We are recruiting for a Mortgage Processor in the New Lending team. In this role you will maintain a pipeline of mortgage applications, to ensure that Lenders' and Underwriters' requirements are met, enabling cases to progress through to completion promptly.

A good understanding of the Buy to Let Sector and a good understanding of the mortgage process will be required.

Responsibilities:

• Understand the terms and conditions of a Buy to let loan
• Demonstrate a thorough understanding of client lending policies and application requirements for each lender
• Liaise with solicitors and third parties to ensure loan conditions and documentation requirements are fulfilled
• Ensure information relating to borrowers and their loans is current and accurately recorded on internal systems
• Receive and resolve loan completion enquiries from solicitors
• Liaise professionally with third parties
• Identify, recommend and implement enhancements to processes and procedures
• Ensure the relevant original post-completion documentation is obtained in line with the current process
• Ensure SLAs are met for post-completion documentation received
• All tasks to be completed following current mortgage regulations
• Understand the underwriting process to minimize risk
• Ensure that all processing criteria are met and that all documentation received is accurate.
• Ensure that procedures reflect current practices. Report any required amendments to the Completions Manager

Experience required:

• Ability to communicate at all levels
• Excellent telephone manner
• Good quality of written and verbal communication
• Ability and willingness to see a task through to completion
• Customer-focused - identify effective solutions for borrowers, internal clients and external client
• Knowledge of the applicable regulations/codes governing the financial services industry
• Some understanding of BTL mortgages
• Some understanding of the mortgage application process
• Ability to prioritise your work daily to meet deadlines

Trusting Stellar Select:

At Stellar Select, our commitment goes beyond recruitment; it's about crafting experiences that elevate your career journey. We take pride in delivering excellent services to our candidates and always going the extra mile to ensure your success.

Our foundation is built on openness and transparency. We believe in clear communication with everyone we work with, fostering an environment of trust, honesty and fairness.

Embark on your career journey with confidence, knowing that our services are designed with your success in mind. Here's what our complimentary service includes:

• Expert Consultants: We are your allies, dedicated to understanding your goals and guiding you toward success.
• Industry Expertise: Benefit from our in-depth knowledge of the industry, providing you with insights that set you apart in your career.
• 1-2-1 Experience Discussion: Your experiences matter. Engage in personalised discussions about your journey and how it aligns with the job role.
• Interview Preparation: Step into interviews with confidence. We provide thorough preparation to ensure you shine in every interaction.
• Negotiation of Job Offers: We'll manage the negotiations on your behalf, aiming for offers that align with your expectations.
• Market Insights: Stay informed with the financial market insights that empower you to make informed career decisions.
• Recruitment Process Updates: No more uncertainty. We keep you in the loop with regular updates on your recruitment process.
• Matching to Other Roles: Your journey doesn't end with one opportunity. We explore matches to other roles based on your experience and interests.
• Referral Programs: Spread the word and be rewarded.

For more information regarding the role of Mortgage Processor please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC