Junior Credit Risk Analyst

Job Description
Junior Credit Risk Analyst
Newport - Hybrid
Established in 1996 to provide flexible and accessible finance to SMEs across the country Propel has since grown to become one of the UK’s largest finance houses. From this continued success we are now looking to recruit a Junior Credit Risk Analyst
to allow us to continue our exciting growth plans. Putting customers at the heart of everything we do, we are on the lookout for people with a passion for people: An open ear, a kind word, and empathy, as it’s the way we do business with our customers that differentiates us.
As a Junior Credit Risk Analyst, you will assist in the development of risk management processes, frameworks, and policies, and will analyse data to identify potential risk areas. You will also be responsible for monitoring and reporting on risk levels to senior management, and for recommending appropriate actions when necessary. This is an exciting opportunity for someone who is looking to develop their career in a challenging and rewarding field.
The role has three main areas of responsibility. The first is to contribute to the team’s capacity to analyse and monitor risks relating to existing market and fixed income counterparties. The second is to carry out a range of credit and market risk monitoring, investigation, and reporting activities. The third is to contribute to static data control by carrying out BAU and static maintenance activities.
Role responsibilities;
Assist in the development of risk management processes, frameworks, and policies.
Conduct risk assessments to identify potential areas of risk.
Analyse data to support risk identification and assessment.
Monitor and report on risk levels to senior management.
Develop and maintain risk management documentation.
Develop risk mitigation strategies.
Stay up to date with industry best practices.
Key skills required;
Bachelor’s degree in finance, Business Administration, Computer Science, or a related field.
Strong analytical and mathematical skills, with the ability to code in SQL. A basic ability to code in SAS as well is preferable, with a willingness to learn Python a plus.
Excellent problem-solving and critical thinking skills.
Strong attention to detail.
Excellent written and verbal communication skills.
Strong organizational skills with a keen eye on data visualisation using Tableau.
Ability to work independently and as part of a team.
Knowledge of risk management best practices.
So, why would you want to work here?
We have a great working environment – it’s an ambitious business, but we achieve so much because of our people. Everyone in the business, no matter their team or role has the opportunity to shape the outcome, share ideas, make suggestions, and have their voice heard. It’s a truly collaborative place to work.
Benefits you can expect:
25 days annual leave + bank holidays
Half a day’s seasonal shopping holiday
The day off for your birthday
2 additional days holiday after 5 years’ service
Hybrid working options.
Private Medical Insurance
Subsidised gym membership
Pension scheme
Lots of company events and rewards
We are proud to be a member of Stonewall’s Diversity Champions programme and are committed to improving workplace inclusion.
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