Junior Compliance Officer

The Role
Are you a Compliance Officer looking for your next challenge in the Fintech and Payment industry? Are you detail-oriented and ready to be a part of a team dedicated to safeguarding financial integrity? If so, we have an exciting opportunity for you.
As a Compliance Officer, you will find yourself at the forefront of our efforts to maintain the highest standards of integrity and financial security with ongoing professional development opportunities. This position involves conducting due diligence, monitoring transactions, and ensuring compliance with relevant AML regulations. you will also assist with queries relating to GDPR, deal with licensing and regulatory issues,
What You’ll Do?
Working closely with the Group Head of Compliance, you will help Ephelia build a best-in-class compliance program. You will be responsible for, but not limited to, these duties:
Responsible for carrying out all aspects of the day-to-day KYC/AML risk management duties including but not limited to CDD/EDD for trigger events, periodic reviews.
Assisting the MLRO in developing internal AML knowledge and best practices
Assisting in the implementation of compliance risk mitigation tools, policies and procedures
Ensuring CDD is carried out on all clients, focusing on ongoing monitoring.
Reviewing new and existing client and matter files to ensure all CDD procedures have been followed.
Conducting screening checks using third party tools to identify Sanctions, PEPs, and Adverse Media in relation to the entities and related parties subject to screening policies and procedure.
Answering AML queries from fee earners and other staff, escalating as necessary.
Provide support to/ respond to escalations from the MLRO.
Provide compliance oversight of product development and the advice process through monitoring and periodic reviews.
Promote awareness and provide training when necessary on regulatory requirements and expectations.
Researching and advising on complex AML queries
Supporting AML projects
Experience and Skills
Good knowledge of UK, EU and other anti-money laundering regulations
Extensive experience in AML/KYC due diligence roles and other compliance functions (ideally a minimum of 1 – 2 years)
Knowledge of AML Typologies /Red Flags
Proven experience of PEPs, Sanctions and Negative Media screening
Experience conducting Enhanced Due Diligence (EDD) reviews on high-risk entity types
Certifications that reflect your specialisation in compliance, such as ICA, CAMS.
Previous experience in a regulated payments business
Strong “regulatory backbone” – able to influence compliance related decisions across the business.
Excellent written and spoken English and strong report writing skills including the ability to apply independent thought and analysis.
Strong team player, also able to work independently and take ownership of issues.
Strong MS Office excel skills
Great communication skills
Comfortable working on own initiative
salary
£32,000/yr - £36,000/yr