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Director

Posted 13 days ago

  • Crawley, West Sussex
  • Any
  • External
  • Expires In 3 months
Don’t invest unless you’re prepared to lose money. This is a high-risk investment.You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
Established in 1980 by the Managing Director, Paul Searle. Business went from strength to strength and in 1996 P&H Motorcycles opened a large showroom in Crawley.Founded in 1980 by the managing director, Paul Searle, who operated a motorcycle repair shop out of his garden shed. The business had to relocate to larger premises in 1983, so it established a new store in Crawley's Orchard Street. As business grew, P&H Motorcycles built a large showroom in Gatwick Road, Crawley, in 1996. Paul then launched his own motorcycle training facility, ART Motorcycle Training, not long after the Crawley motorcycle store opened for business. Business keeps the raised amount even if target is not met.
Maximum
Investors
256
Funded 10 months ago in 29 days Where will the funds go?
Working Capital
£54,348
Key people Paul David Rene Searle
Director Investor rewards Ready, Set, Get lending
If you invest £500 - £999
You get an online voucher worth £50 for clothing and services over £250
The Cool Club The Cool Club
If you invest £1,000 - £4,999
You get an online voucher worth £100 for clothing and services over £500
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Brighton, UK "Getting people on their dream bikes for the past 43 years"
Share this investment opportunity with your network Risk summary for P2P agreementsor P2P portfoliosEstimated reading time: 2 minDue to potential for losses, the Financial Conduct Authority (FCA) considers thisinvestment to be high risk.What are the key risks?You could lose the money you investMany peer-to-peer (P2P) loans are made to borrowers who can't borrow money from traditionallenders such as banks. These borrowers have a higher risk of not paying you back.Advertised rates of return aren't guaranteed. If a borrower doesn't pay you back as agreed, youcould earn less money than expected. A higher advertised rate of return means a higher risk oflosing your money.These investments can be held in an Innovative Finance ISA (IFISA). An IFISA does not reducethe risk of the investment or protect you from losses, so you can still lose all your money. Itonly means that any potential gains from your investment will be tax free.You are unlikely to get your money back quicklySome P2P loans last for several years. You should be prepared to wait for your money to bereturned even if the borrower repays on time.Some platforms may give you the opportunity to sell your investment early through a 'secondarymarket', but there is no guarantee you will be able to find someone willing to buy.Even if your agreement is advertised as affording early access to your money, you will only getyour money early if someone else wants to buy your loan(s). If no one wants to buy, it could takelonger to get your money back.Don't put all your eggs in one basketPutting all your money into a single business or type of investment for example, is risky.Spreading your money across different investments makes you less dependent on any one to dowell.A good rule of thumb is not to invest more than 10% of your money in high-risk-investments .If the platform fails, it may be impossible for you to collect money on your loan. It couldtake years to get your money back, or you may not get it back at all. Even if the platform hasplans in place to prevent this, they may not work in a disorderly failure.You are unlikely to be protected if something goes wrongThe Financial Services Compensation Scheme (FSCS), in relation to claims against failedregulated firms, does not cover investments in P2P loans. You may be able to claim if youreceived regulated advice to invest in P2P, and the adviser has since failed. Try the FSCSinvestment protection checker here .Protection from the Financial Ombudsman Service (FOS) does not cover poor investment performance.If you have a complaint against an FCA-regulated platform, FOS may be able to consider it. Learnmore about FOS protection here .If you are interested in learning more about how to protect yourself, visit the FCA's website here .For further information about peer-to-peer lending (loan-based crowdfunding), visit the FCA's website here .You have successfully activated your IFISA.Thank you for transferring your ISA to Crowd2FundThis completed form will be sent to your current ISA manager and we will request a transfer.This can take up to 30 days but we’ll process as quickly as possible and let you know whenyour funds have arrived.Then you can start investing in great entreprenures.Reactivate your Innovative Finance ISA for April 2024 to 2025You’ve previously invested through your Innovative Finance ISA with Crowd2Fund, and we’d love foryou to continue and invest your £20,000 annual allowance with us for this tax year. If you’re notinvesting through your IFISA this year, then please clickhere .You can always invest outside your tax-wrapper too.If you’ve not decided yet, then we’ll remind you again in a few weeks.Thanks for investing previously and wishing you all the best for this tax year.Past performance and forecasts are not reliable indicators of future results.Your capital invested is not covered for compensation in the event of a loss by the FSCS.Tax treatment will depend on the individual circumstances and may be subject to change. Please see our Risk
section before making an investment decision.
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