Data and Analytics Senior Analyst - Consumer Card Pricing

Data and Analytics Senior Analyst - Consumer Card Pricing We support agile working Click here
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JOB TITLE:
Data and Analytics Senior Analyst - Consumer Card Pricing
LOCATION(S): Chester/CardiffHOURS: Full-timeWORKING PATTERN: Our work style is hybrid, which involves spending at leasttwo days per week, or 40% of our time, at one of our office sitesLloyds Banking Group is the largest consumer credit card lender in the UK. Our Credit Cards Pricing and Performance Team use a data-driven approach to make sure our products are always compelling and relevant, and we’re excited to be making another delightful addition to the team!About this opportunityWe’re looking for someone who is great at working with large volumes of data, teasing out insights, then bringing these to life when presenting to others. You’re proud of the quality of the code you write, with experience writing sophisticated SQL queries, and the ability to write well-documented code in SAS, Python, or another similar language. Your day-to-day will be a mix of data science / engineering, and analysis work: you might be optimizing an SQL query, automating a data pipeline, or developing and presenting a piece of bespoke analysis. You’ll primarily be involved in analysing Balance Transfers and Money Transfers in existing credit card customers — assessing financial performance and customer behaviour. The valuation of BTs and MTs is important in understanding the profitability of the credit card portfolio, and provides commercial insights into all aspects of customer engagement. Day to day, you will:Data provision – writing and optimising SQL queries to support you and the team in performing customized analysisWriting code to automate data processing: currently in SAS but transitioning to GCPCreate analysis to support BT/MT valuation: developing and improving forecasting methodologies, and analysis techniques to provide insights into customer behaviour and performanceDrive the Promotional BT/MT process from a valuation perspective, developing meaningful insights into behavioural segment performance by price point and ensuring sufficient control over data processes.Use our partnerships with colleagues in Finance, Credit Risk and Product Design to build, monitor and update financial valuations for new and existing offers to customers by customer behaviour segment.Why Lloyds Banking GroupJoin us and, as well as making a difference to customers, you’ll enjoy a fulfilling career where you’re free to be yourself. Great colleagues, transforming workspaces, hybrid working and a wide variety of career opportunities – you’ll find them all here.What you’ll needExcellent analytical ability with highly developed attention to detail and numerical skillsExperience handling and simplifying large volumes of data, writing advanced SQL and optimizing existing queries for performanceA good level of coding experience in one or more programming languages, particularly experience in manipulating data and performing analysis; SAS coding experience is not required but you must be willing and able to pick this up fairly quicklyProficient in excel and understanding complex formulas to ensure spreadsheets are efficient and future proofedExcellent communicating skills and be able to present succinct summaries of sophisticated and data heavy pieces of work to senior managementExperience of working independently and setting key priorities for yourselfAnd any experience of these would be really usefulFinancial services experience including profit and loss knowledgeExperience with SQL on distributed platforms (e.g., Teradata, Apache Hive) and/or cloud SQL platforms (e.g., GCP BigQuery, Azure, AWS)SAS coding experienceAbout working for usOur focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us knowWe also offer a wide-ranging benefits package, which includes:• A generous pension contribution of up to 15%• An annual performance-related bonus• Share schemes including free shares• Benefits you can adapt to your lifestyle, such as discounted shopping• 30 days’ holiday, with bank holidays on top• A range of wellbeing initiatives and generous parental leave policiesWant to do amazing work, that’s interesting and makes a difference to millions of people? Join our journey. By joining our Talent Community your profile will be visible to our recruitment teams, who are constantly looking to match outstanding talent with our current and future opportunities. Just complete the short form and we’ll be able to keep you up to date.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
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