Credit and Risk Analyst

Job Description At Next we have a great opportunity for an analyst to join our growing Credit and Risk Analytics team within Finance. As a team, we are responsible for analysing all aspects of our £1.3B credit portfolio and using data to drive insight on how we can optimise our customer proposition and business profit. You’ll be at the heart of understanding our 3 million credit customers and designing, testing and implementing strategy changes to help grow our business. This is a brilliant opportunity for someone who has great data analysis skills and a real curiosity about solving business problems. You may currently be in a similar role, or have recently completed your degree in an analytical field: but whatever your background, you’ll need to be the kind of person who enjoys getting stuck into complex problems, confidently analysing a range of data using industry standard tools (e.g. SQL, SAS, Excel) and working on cross functional projects to deliver great products for our customers. If you’re excited about using data to drive real business impact, our Credit & Risk Insight Analyst role is a great place to develop your career within a growing business and well known brand! You will: Produce regular reporting and carry out ad hoc analyses. Comment on trends, adding value through contributing ideas and solutions to any problems or opportunities identified.Identify risks and opportunities in the current processes and rules through complex analysis, using multiple data sources.Work with internal and external teams to deliver suitable portfolio strategies. This could be across contact centre, marketing, customer experience, and tech. Serving as the expert on credit risk and data, while best representing the commercial value and regulatory aspects of lending activity.Build and present reporting and strategy recommendations relating to credit & risk at internal and external meetings where required. About you: You will have experience of working in an analyst position or have a highly numerate/analytical backgroundYou will be a natural problem solver and enjoy working logicallyYou will have an eye for detail and the drive to get under the skin of complex business challenges, joining the dots across multiple sources of insightYou will enjoy working with a diverse multi-discipline team to deliver results at paceYou will have experience of working with Excel and ideally SQL/SAS or similarYou will have strong verbal and written communication skills, to most effectively present your insights and gain buy-in to implement change This isn’t a checklist and we don’t expect you to tick every box, but a strong desire to learn fast, get stuck in and deliver value is essential. If you think that sounds like you, then we’d love to hear from you and find out if a career at Next could be your next great move! About UsYou know Next, but did you know we’re a FTSE-100 retail company employing over 35,000 people across the UK and Ireland. We’re the UK’s 2nd largest fashion retailer and for Kidswear we’re the market leader. At the last count we have over 500 stores, plus the Next Online and it’s now possible to buy on-line from over 70 countries around the world! So we’ve gone global!About some of our Benefits 25% off a huge selection of Next, Lipsy Victoria's Secret productsCompany performance based bonusSharesave schemeOn-site Nursery available; OFSTED outstanding in all areas10% off most partner brands & up to 15% off Branded BeautyEarly VIP access to sale stockAccess to fantastic discounts at our Staff ShopsRestaurants with great food at amazing pricesAccess a 24/7 digital GP and other free health and wellbeing servicesFree on-site parking We aim to support all candidates during the application process and are happy to provide workplace adjustments when necessary. Should you need support with your application due to a disability or long-term condition, feel free to get in touch with us by email ##### (please include 'Workplace Adjustments' in the subject line), or call us on 0116 284 2486 and leave a voicemail. For further information, and to apply, please visit our website via the “Apply” button below.
#J-18808-Ljbffr