Buy-To-Let Underwriter
Location: London, Broadgate�
Salary: �40,000 -��45,000
Role Responsibilities:
As a Buy-To-Let (BTL) Underwriter, your primary responsibility is to evaluate BTL loan applications in alignment with the firm's lending criteria, policies, and procedures. This includes:
- Reviewing and assessing loan documentation, such as valuation reports, and requesting additional information from brokers when necessary, while highlighting any concerns.
- Conducting checks on applicants and properties to determine their suitability for the applied loan.
- Proactively managing a pipeline of mortgage applications, including chasing outstanding information from third parties and providing timely updates to introducers to maintain service excellence.
- Recommending and referring cases to the credit committee where their approval is required.
- Liaising with introducers, valuers, and solicitors throughout the underwriting process.
- Overseeing cases from inception to completion.
Skills:
- Successful completion of internal competency tests post-induction.
- Strong attention to detail.
- Ability to collaborate effectively within a team.
- Excellent written and verbal communication skills.
- Thorough understanding of FCA requirements and regulations.
- Previous experience in underwriting mortgage applications.